Prescription Drug Plans for Seniors
With Seniors' Healthcare Solutions guidance, you can reduce the cost of out-of-pocket costs at the pharmacy with Medicare Part D coverage in Kansas and Missouri.
To get Medicare prescription drug coverage, you must join a plan run by our Medicare recommended insurance companies. Each Medicare Part D plan varies, but we can help you compare drug coverage, monthly costs, deductibles, and co payments.
There are 2 ways to get Medicare prescription drug coverage:
1. Medicare Prescription Drug Plans
These plans (sometimes called “PDPs”) add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) plans, and Medicare Medical Savings Account (MSA) plans.
2. Medicare Advantage Plans (HMOs or PPOs)
Medicare Advantage Plans or other Medicare health plans that offer Medicare prescription drug coverage. You get all of your Part A, Part B, and prescription drug coverage (Part D), through these plans. Medicare Advantage Plans with prescription drug coverage are sometimes called “MA-PDs.” Remember, you must have Part A and Part B to join a Medicare Advantage Plan, and not all of these plans offer drug coverage.
To read more, check out the full guide
Features of Medicare Part D
- Access to a broad pharmacy network
- Competitive discounts
- Point-of-sale drug claim processing
- Mail service
- Medical therapy management programs
What's The Medicare Part D Enrollment Penalty?
If you decide not to join a Medicare drug plan when you’re first eligible, and you don’t have other creditable prescription drug coverage, or you don’t get Extra Help, you’ll likely pay a late enrollment penalty.